One File · Powerful money tracker
Every recurring
charge. One file.
A bills & subscriptions tracker in one HTML file — for the household paying £600/year on subscriptions they forgot existed. Annual cost reveal, cancel-candidate flagging, and zero bank-account access.
One payment · Yours forever · 14-day refund
- Works fully offline
- Installs as an app (PWA)
- No account, ever
- Yours, forever
Loads once, never needs the internet again. On a plane, in a basement, in a foreign hotel.
Every entry, every chart — stored locally. We never see it. We can't.
No subscription. No upgrades. No re-up next year. One file, yours.
Why track
Why every household ends up with a sub list.
Subscriptions decay quietly. The list is the audit.
Annual reveal beats monthly cost.
£14 a month feels small; £168 a year doesn't. The dashboard banner converts everything to annualised cost so the actual decisions become possible.
Cancel candidates surface themselves.
Mark 'last used' and the dashboard flags any active subscription untouched in 90+ days. Strava? Calm? NordVPN? Decide deliberately.
By-category top list shows the real shape.
Streaming, software, fitness, groceries. The list shows where the money's actually going — usually not where you think.
Cap targets are honest.
Set a monthly and annual cap. The gauges turn red. You renegotiate.
real categories, frequencies, statuses
for the active monthly subs
no recurring fee, ever (the irony)
no bank access, no permissions, no risk
Inside the file
Eight things you'll use every day. Plus a dozen more.
One file. One dashboard. Every feature you'd expect from a "real" app — without the cloud, the cookies, or the £8/month.
Quick add
Add a bill from the home screen — three taps and back to your day.
Live insight banner
The single number that matters today, computed in real time from your entries.
Tier progression
Lifetime totals roll into satisfying tier badges as you log.
Annual £ by category
Ranked list updated every time you log — the leaders surface naturally.
Searchable, sortable list
Every entry findable in seconds — search across notes, sort by anything.
Free-form notes
A textarea per entry for the things that don't fit a field.
PNG share cards
One-tap share card of your stats, ready for Instagram or a group chat.
Cross-entity links
Reference one entity from another — relationships stay intact across edits.
Offline, always
Loads once, runs forever without a network connection.
Installs as a PWA
Add to home screen — opens like any native app.
CSV in / CSV out
Bring your old data in. Take everything with you. No lock-in.
No account, ever
No email, no signup, no analytics, no third-party tracking.
Yours forever
If we vanish tomorrow, your tracker keeps working — local file, no server.
Light + dark
Auto-follows the system. Or pick one and stick with it.
Today
Today, at a glance.
The home screen pulls together what just happened and what's coming up — clean enough to actually look at every morning.
- Live insight banner — your unique angle, computed from your entries
- Four-tile stat grid surfacing the numbers that matter today
- Quick-add button — log without leaving the home screen
- Recent entries on the dashboard so the last log is one tap away
Bills
Every bill, in one place.
Name, category, amount, frequency per row. Sortable, searchable, groupable.
- Search across name, where to manage / cancel, notes
- Sorted by next due (A→Z)
- Group by category with one tap
- 10 fields per entry — the right amount of detail
Payments
Every payment, in one place.
Date, bill, amount per row. Sortable, searchable, groupable.
- Search across notes
- Sorted by date (newest first)
- 4 fields per entry — the right amount of detail
How it's different
What you give up vs. subscription apps. Bank-account access. And our irony tax.
Compared with subscription-tracking apps.
- Pricing modelPay once · $8.99£8 – £15 / month, forever
- Account requiredNoYes
- Bank-account integrationNoYes
- Annual cost revealYesLimited
- Cancel-candidate flaggingYesNo
- Data stays on your deviceYesNo
- Subscription to track subscriptionsNoYes
The promise
Your spending is yours.
Not a fintech's training set.
Offline, always
Open it once, never need the internet again. The file holds the whole app.
Local-first storage
Every entry stored in your browser, on your device. No server sync. No leaks. Nothing to breach.
One payment, forever
No subscription, no upgrade tier, no nag. If we shut down OneFileClub tomorrow, your file keeps working.
Data does not sync automatically between phone and desktop
This is a local-first app — everything stays on the device you logged it on. To use it on both phone and desktop, use the built-in JSON or CSV export on one device and import on the other when you want to keep them in step.
Every view, light and dark.
A look at every screen across both themes — your tracker, populated.
Questions
Real answers, no fine print.
Does it cancel subscriptions for me?+
No — that needs API access we deliberately don't want. The 'where to manage' field stores the cancellation URL; you click through manually.
Why no bank integration?+
Bank integration is the reason most subscription apps require subscriptions. We picked privacy and £0/mo over auto-detection. Manual entry takes 10 minutes upfront and saves the recurring fee.
Where is my data stored?+
Locally, in your browser, on your device. Nothing is sent to OneFileClub or anyone else — there is no account, no cloud sync, no analytics.
Does it work offline?+
Yes. Once your personalised copy loads the first time, the entire tracker runs from a single HTML file. Airplane mode is fine.
What does 'personalised copy' mean?+
When you buy, OneFileClub stamps a private copy with your licence and deploys it to a unique URL just for you. You bookmark it, install it as an app, or save the file — and the file is yours, even if OneFileClub disappears tomorrow.
What is your refund policy?+
14 days, no questions asked. Email us, we'll process it and disable your private URL.
One payment.
Subscription-free subscription tracking.
We'll personalise a copy and email you a private link. Bookmark it, install it, list the subs you've been ignoring.
14-day refund · No subscription
